Insurance Loan

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Cubic Loan Solutions (Pty) Ltd offers affordable insurance solutions that can be tailor-made for your needs. Premiums can be conveniently billed to your Cubic Loan Solutions (Pty) Ltd card.

Our Insurance is underwritten by Guardrisk Life Limited, an authorized financial services provider (FSP76) and a licensed life insurer, and Guardrisk Insurance Company Limited, an authorized financial services provider (FSP75) and a licensed non-life insurer.

Why Choose Us for Your Insurance Cover?

Choose a benefit level​

Ranging from R50,000 to R200,000 depending on what suits your pocket

Tailor your plan

Add your spouse at an additional premium. Cover for death and another benefit of your choice

Convenient & Flexible ​

Comprehensive Protection that gives you Demorent of choice.

Critical Illness Claim

you can apply for this loan if you are;

  • Completed and signed Claim Form
  • Certified ID of account holder
  • Certified copy of the completed medical certificate completed by a Doctor as defined in the policy
  • Send these documents to: loans@cubicloansolution.co.za
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Funeral Plan

Cubic Loan Solutions (Pty) Ltd offers a Funeral Plan that you can tailor to cover your family. Ensure that your funeral expenses are taken care of if you pass away and make sure your family is not under financial stress should you suffer a loss.

  • Choose a benefit level that suits your pocket (ranging from R20,000 to R100,000)
  • Add your spouse at an additional premium
  • Add up to 5 dependent children at an additional premium (maximum death benefit of R20,000)
  • Add up to 6 extended family members at an additional premium (choose a death benefit ranging from R10,000 to R30,000).

Personal Accident Plan

Take care of your loved ones if you pass away or become disabled as a result of an accident. Cubic Loan Solutions (Pty) Ltd provides benefit levels that suit your pocket.

  • Choose a benefit level that suits you from R50,000 to R200,000
  • Add your spouse at an additional premium
  • If you have chosen to cover your spouse, this plan includes a premium waiver benefit that will provide cover for your spouse for 6 months after your death
  • No waiting periods
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Request A Call Back

Send us a message by completing the form below and we’ll be in touch with you as soon as possible. Fields marked with * are compulsory..

Contact Us
Frequently Asked Questions
  • You need to be a South African citizen
  • You need to be between the ages of 20 and 60
  • You need to be earning at least R 3 500 per month
  • You must be employed for more than 3 months
  • Your salary must be paid into your bank account
We can assist anyone under debt review, low credit score, blacklisted or administration
Our personal loan application process is quick and easy. The process usually only takes around 10 minutes to complete once you’ve gathered the required documents. To apply for a personal loan, you’ll need to provide the following documents:
  • Have a valid National ID or driver’s license or Government-issued ID (from most countries)
  • Proof of address, such as gas and electricity bills
  • Proof of income, such as Bank statements, paystubs
  • A list of your recurring monthly debt payments
  • After you submit your application and these documents, we’ll typically let you know if you’re application for a personal loan is approved in a matter of minutes.
    Whether you are Blacklisted, Debt Review, or Low Credit, you can apply for a loan.
    You will receive the money within 30mins.
    Call us or Email via our contact details. You can make a payment through your bank. We can help you make a one-time payment or set up automatic payments from your bank. Automatic payments (debt order) are the easiest way to make your loan payments on time.
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